Thank you taking the time to review this website. Charter Oak Systems offers a unique service to a limited number of members. The service is unique because it combines the expertise of a businessman with the capabilities of a software designer, computer technician and an educator.

Our service is unique in that your firm can share the advice and actions of a Business Information and Operations Expert and be provided with a complete platform to operate your business.

Simply put The CO System is the first of its kind Business Operating System. Yes, business operating system (not to be confused with Windows or Linux which are computer operating systems.)

A Business Operating System:

Executes and guides the business model or plan

Monitors the results of its execution

Integrates the operation and management of a business.  

Integrates all business communication

Integrates all specialized software currently in use

Allows for customization at many levels

By Subscribing to the service you will be part of a process to:

1. Provide a proprietary Business Operating System to your employees

2. Use Company standardized communication with logos, letters, reports, faxes, emails and communications.

3.  Controlled Internet Access with secure access system and automatic data posting to web sites

4. Use the latest in Automated E-mail Interaction Services

5.  Monitor Business Activities  providing you with early warning signs

6. Use the benefits of Rapid Application Development and Distribution

7. Secure your system and data with data encryption.

8. Provide a complete document management and storage system.    

This section outlines the concepts and methods used in the  implementation and operation of a  mortgage Originator/lender business.  The  concepts are Proprietary Business Processes and are  implemented through instructions and software run by you on your computer.

The Main Objective is to provide small business operators with the same  or better level of technology  and business expertise than large businesses  enjoy. In fact because the average customized  business process  implementation takes up to six months to implement and costs hundreds  of  thousands of dollars, our objective was to give you a better system that  can be setup in one hour.  Here watch this  video and I will set one up in 5  minutes.

Well the first things to consider are the Features and Benefits.  How does  using this system affect my  Management and how I could be sure they  are following our plan. Then I would like to know how  my  Originators would  be affected and how a system such as this could be used to benefit them  and  close more loans.  And finally, the central point of the business, my  Processors .  Will they see this  system  as an obstacle or help.

The top issues on Mortgage Originator's minds today is Compliance With  Federal and State Laws. In particular, the SAFE Mortgage Licensing Act  2008 and the Gramm-Leach-Bliley Act of 1999 imposed significant  requirements on mortgage companies to comply with the law.

So to make this process affordable and effective we have established a  subscription business model  which provides many more Benefits than can  be put into place in the first year.

Implementing Business Processes involves getting involved with the major  components of your  operation including: Administrative Operations, Loan  Administration ,Sales and Originations , and  System Operations. And  taking each process and integrating it within each part of your System  Operations. This requires better use of way we do things and use the  computer for Business Tools.  Right down to the setup of all Worker  Stations.

Our Proprietary Development Process allows us to deliver quality reliable  Software  directly to your computer or server. And, all of it is guaranteed to  function as described or we will fix it.  This is all described in our Software  License Agreements

To summarize, the advantages to you are:

Start the process by submitting an inquiry at http:\\204.60.71.210:8860